Spend Request Management

Control every naira before it leaves your business

A structured, auditable process for requesting, approving, disbursing and reconciling expenditure. Available on web and mobile for Nigerian organisations of any size.

Free for up to 3 users. No credit card required.

Request lifecycle
Staff
Submit request
Pending review
Manager / Owner
Approve or reject
Approved
Finance
Disburse funds
Staff
Retire with actual spend
Closed
Every step logged automatically. Full audit trail.
Platform features
Full audit trail
Email notifications
Works on Android and iOS
Installs as a PWA
No app store required

Most Nigerian businesses manage approvals over WhatsApp

The result is always the same: money leaves before you know about it, and by month-end nobody can explain where it went.

01
No record of what was approved

Verbal approvals and WhatsApp messages disappear. When something goes wrong, there is no evidence of what was authorised or by whom.

02
Staff spend before approval

Without a formal request process, expenditure happens first and is reported later. By the time the owner finds out, the money is already gone.

03
No variance tracking

Even when approvals exist, nobody tracks whether the actual amount spent matched what was requested. Overspend goes undetected until it is too late.

A complete workflow from request to closure

ApprovGD replaces informal approvals with a structured, seven-step process that every member of your team follows consistently.

  1. 1
    Staff submits a request

    Title, description, amount, category and vendor. Submitted from any device in under 60 seconds.

  2. 2
    Manager reviews from anywhere

    Approve, reject or ask for clarification directly from the inbox. Requests above the manager's threshold escalate to the owner automatically.

  3. 3
    Finance disburses or queries

    Approved requests appear in Finance Settlement. Finance records the payment reference or raises a query before releasing funds.

  4. 4
    Staff retires with actual spend

    After payment, the requester records the exact amount spent. Finance sees the variance. The record closes with a complete audit trail.

Any organisation where people spend money on your behalf

If three or more people have access to your funds, ApprovGD gives you the control and visibility you need.

Schools and universities

Control procurement, lab supplies, maintenance and petty cash with full bursar visibility.

Construction and real estate

Manage site expenses, materials, subcontractors and labour across multiple projects.

NGOs and faith organisations

Meet donor accountability requirements with a complete digital audit trail for every naira spent.

High-net-worth individuals

Approve and track spending across projects, travel, household and vendors from one dashboard.

Hospitals and clinics

Control medical supplies and departmental spending with role-based approvals.

Nigerians in diaspora

Approve every spend from the UK, US, Canada or anywhere before it leaves the account.

Logistics and haulage

Control fuel, maintenance and driver allowances across your fleet in real time.

Political and constituency offices

Manage spending transparently with every naira tracked and accounted for.

Any growing business

If people spend money on your behalf and you need to know exactly what was spent, ApprovGD is for you.

Everything your organisation needs

A complete spend control system designed specifically for Nigerian businesses and organisations.

Approve from your phone

Review and approve requests from anywhere. The full workflow works on Android, iOS and desktop with no app store required.

Role-based access

Owner, Manager, Finance and Staff roles. Each person sees only the screens and actions relevant to their role.

Full audit log

Every action is recorded with a timestamp: who submitted, who approved, what was queried and how much was actually spent.

Approval thresholds

Set a spending limit for each manager. Requests above that limit escalate to the owner automatically, with no manual intervention needed.

Email notifications

Instant alerts when requests are submitted, approved, rejected, queried or require clarification. Available on Growth plan and above.

CSV export

Download all requests and settled transactions as a spreadsheet for your accountant, auditor or donor reports. Available on Growth plan and above.

Variance tracking

Staff record the actual amount spent after payment. Finance sees the variance against the approved amount for every closed request.

Installs as a PWA

Add ApprovGD to your Android or iOS home screen directly from the browser. Full-screen app experience with no app store needed.

Finance query workflow

Finance can raise a query on any approved request before releasing funds. The requester responds, and the request returns to the disbursement queue.

One flat price per organisation

No per-user charges. No hidden fees. One price covers your entire organisation.

Monthly Annual Save 20%
Starter
Free
forever
For small teams getting started with spend control.
  • Up to 3 users
  • Full approval workflow
  • Request submission and retirement
  • Email notifications
  • Audit log and CSV export
Get started free
Growth
₦9,900
per month
For small businesses that need notifications and export.
  • Up to 10 users
  • Full approval workflow
  • Email notifications
  • Audit log and CSV export
  • Approval threshold
Start 14-day free trial
Enterprise
Custom
 
Custom workflow, bespoke integrations and white-label solutions.
  • Custom user limits
  • Bespoke integrations
  • Custom features and modules
  • White-label options
  • Dedicated support
Contact us

All paid plans include a 14-day free trial. No credit card required to start. Payments processed via Selar.

Ready to take control of your spending?

Join organisations across Nigeria using ApprovGD to bring structure and accountability to every spend decision.

No credit card required · Setup in under 5 minutes · Cancel anytime